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Start Taking Control of Your Finances Now

It can happen to any of us, life changes. Whether it's job loss, medical debt, not enough income to cover expenses, there are a number of unexpected events can lead to mounting debt and even the most prepared individual is not immune.

We help people everyday. And we've helped thousands get control of their budgets and stay on top.

If you're overextended, our Debt Management Plan (DMP) provides a systematic way to pay down your outstanding debt and raise your credit. We'll work with you and your creditors to design plan that is unique to you.  Because of our history as a credible agency working with creditors we can help reduce your monthly payments, interest and related fees, and reduce or eliminate those stressful collection calls. If a debt management plan is right for your situation, you will make one monthly payment CCCS which we will distribute to your creditors and your full payment is posted to keep your account current.

On average our clients are COMPLETELY debt free in 36-60 months.  The best part, you've taken control of your finances and paid your debt so upon completion your credit score will SOAR.  

The stress of debt can be all-consuming. Let's get started on a plan to reduce your stress and build peace of mind. Contact CCCS now for a free appointment. Call 1.877.ASK.CCCS that's, 1.877.275.2227.

Our online credit counseling module is a free, convenient and confidential way to get started. You will be asked to enter information about yourself, which will assist us in better understanding how we may be able to help. After we assess the information that you have provided, a certified counselor will contact you in order to complete the credit counseling session - either by phone or in person.

You will be asked to provide information on the following:

  • Contact information
  • Co-applicant information
  • Budget information (monthly income and expenses)
  • Creditor Information

Start now by clicking the on the 'next' button at the bottom corner of this page. 

NOTE: It may be helpful to have items available such as pay stubs, bills related to household expenses, and creditor statements.

Select Counseling Type


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